Featured Products and Services




Love My Credit Union - CCUFL now offers Love My Credit Union rewards and services. Love My Credit Union provides exclusive deals on , Road Pal memberships, and services from Sprint mobile, ADT security, TurboTax, DirecTV, Allied Moving Benefits, as well as earning reward points with Love to Shop.  Learn more.



Member Eligibility - CCUFL's field of membership includes anyone living, working, or attending school in Escambia, Santa Rosa, Okaloosa, Bay, Walton, Washington and Duval counties in Florida.



3-4-5 Loan - Dig out of debt with the 3-4-5 Loan. Borrow $3,000 at 3.00% for 3 years, $4,000 at 4.00% for 4 years, or $5,000 at 5.00% for 5 years. Learn More.



Checking Account with Personalized Debit Card - Sweeten up your checking account by personalizing you debit card. Using CreataCard, you can personalize your Central Visa from your desktop or right from your mobile device. CreataCard is a $10 value, FREE for a limited time. Learn More.



IRAs - Invest in your future. Ask us about opening an IRA. Central offers Traditional IRAs, Roth IRAs, and Coverdell Educational Savings Accounts. Learn More.



Cents-to-Savings - Save for your vacation with every debit card purchase. Cents-to-Savings makes it easy to save up for vacation, purchases, or to invest in your IRA. Learn More.


Mortgage Loans - We offer first and second mortgages, home equity loans, and land loans. Learn More.





*APR=Annual Percentage Rate


All loans are based on individual creditworthiness. Membership eligibility required. Offers may be withdrawn at any time without notice. Restrictions may apply.