Loan Products


Skip-a-Pay

Need some extra cash this summer? Skip your loan payment with us in May, June, or July. Learn more.


My First Loan

Do you need a loan and worry that you may not get approved because you have never had a loan before? We realize everyone needs a first chance at financial responsibility. That’s why we are now offering My First Loan. 

 

Apply Now to begin your credit history with Central Credit Union. Let us be your first!

 


Student Flex Loan

Central’s Student Flex Loan allows you to borrow $1,000.00 @ 4.00% APR* with a low payment of $30.00 per month.  
Apply Now.

 


New/Used Auto, Boat, RV, and Motorcycle Loans

We will get you approved at a very competitive rate. Already financed with someone else? Ask about refinancing with Central. Before you make a deal somewhere else, check with your credit union first!
  Apply Now

 


“Just Because” Loan

This loan will have a fixed payment for up to 60 months, We will loan you money for most any reason with our “Just Because” Loan. Repair your car, take a vacation, purchase new appliances, or consolidate other debts with a “Just Because” Loan from your credit union. Apply Now


Special Purchase Loans

Finance a computer, farm equipment, off road vehicle, furniture, appliances and many more. Call us today for that special purchase you have been waiting for.
  Apply Now

 


Flexible Loan

Ever missed a super deal on a sale because you didn’t have cash readily available? Simply transfer the funds that you need from your Flexible Loan to your account and never miss out on a great deal again! If you forget to make that transfer and you’ve already written your check, we’ll transfer from your Flexible Loan (up to your limit) to pay the check and won’t charge a fee for that service!
  Apply Now

 


Home Equity Loans

You’ve been living in your own built in vault for years as long as you’ve been making your mortgage payments faithfully through the years. Now that the vault is packed, cash in and use some of that equity to your advantage. Add a pool, consolidate high interest debt, pay college tuition, take a once in a lifetime vacation, and much more with a Home Equity Loan from Central. Contact us now to learn how to crack the vault to your dreams.      

 Apply Now

 

*Central’s In-House First Mortgage Loans receive a 0.25% APR discount with your Central Checking account.*

 

Fast and Easy Home Equity Loan

Very Minimal Closing Costs 

Fixed Rates/Terms 

Borrow up to 80% loan to value 

Approval within one day 

Possible tax deduction (consult your tax advisor)