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Loans
Whether you're buying a new house or car, paying off pre-existing bills or just need a little extra cash, Central offers loans to meet all your needs!
APPLY
ONLINE NOW!
Your time is valuable! Why waste it driving to the credit union to apply for a loan? Apply online, anywhere, anytime. Submit your application for your loan and we’ll have a decision for you within one business day.
NEW/USED
AUTO & BOAT LOANS We'll finance your new or used car or boat at
a very competitive rate. Already financed with someone else? Ask us about
refinancing with Central. Before you make a deal somewhere else, check
with your credit union first!
"JUST BECAUSE LOAN" Need a loan just because? This loan will have a fixed payment for up to 60 months, Special Needs? We'll loan you money for most any reason with our Just Because Loan. Repair your car, take a vacation, purchase new appliances, or consolidate other debts with a Just Because Loan from your credit union.
SPECIAL PURCHASE LOANS - Need a loan for a special purchase? Finance a computer, small garden tractor farm equipment, off road vehicle, furniture, appliances and many more. Call us today for that special purchase you have been waiting for.
FLEXIBLE LOAN Ever missed a super deal on a sale because
you didn't have cash readily available? Now you do with a Flexible Loan.
Simply transfer the funds that you need from your Flexible Loan to your
account and never miss out on a great deal again! If you forget to make
that transfer and you've already written your check, we'll transfer from
your Flexible Loan (up to your limit) to pay the check and won't charge
a fee for that service!
MORTGAGE LOANS Looking for a new place to hang your hat? Let Central help with a low interest fixed or variable rate Mortgage Loan. Central can get you in a new home with a term to fit your needs. Whether you are a First Time Home Buyer or need to refinance your existing mortgage loan Central can help meet your needs. Apply now, for more details contact the loan department.
HOME EQUITY LOANS You've been living in your own built in vault for years if you've been making your mortgage payments faithfully through the years. Now that the vault is packed, cash in and use some of that equity to your advantage. Add a pool, consolidate high interest debt, pay college tuition, take a once in a lifetime vacation, and much more with a Home Equity Line of Credit Loan from Central. Contact us now to learn how to crack the vault to your dreams.
Home Equity True Line of Credit Loans
- Borrow up to $100,000
- Phone/Internet advances
- Up to 100% Loan to Value
- Possible tax deduction (consult your tax advisor)
Fast and Easy Home Equity Loans
- Fixed Rates/Terms
- Very Minimal Closing Costs
- Borrow up to 100% loan to value
- Close within one week
- Possible tax deductions (consult your tax advisor)
APPLY NOW
Other loans are available from your credit union. Let us help you
get started on building your dreams today!
Consumer Loan Application (excluding Credit Cards)
Visa Classic Credit Card
Visa Gold Credit Card
With Verified by Visa telephone and online shopping risk can be greatly reduced. Contact the Visa Department for more information about this free service.
VISA Assistance Center 1-800-847-2911
THREE GREAT CARDS VISA Classic, Pioneer VISA Gold and VISA Gold
VISA Gold
No Annual Fee
25 day grace period on purchases
No cash advance fees
Auto Rental Insurance
Emergency Card and Cash
Extended Warranty/Product Protection/Price Guarantee
VISA Phone
Travel Accident Insurance
Central’s Visa Gold cards now earn “extra award” points each time you make a purchase. Find out more
APPLY ONLINE FOR A VISA GOLD CARD!
No Annual Fee
25 day grace period on purchases
No cash advance fee
Variable rate based 5 points above the prime rate
Extended Warranty/Product Protection/Price Guarantee
Travel Accident Insurance
Auto Rental Insurance
APPLY ONLINE FOR A VISA CLASSIC!
VISA Debit Card
Convenient and secure
Automatic debit from checking
Detailed monthly billing statement
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Insurance
Credit Life and Credit Disability insurance can provide valuable financial protection when you take out your loan.
Benefits include:
- Reducing the financial burden and protecting your family Protecting your income, your collateral and your credit rating
Providing peace of mind
- Providing coverage at home and at work
Talk to our loan department for complete details.
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Member's Choice Auto Care
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Central Credit Union Offers GAP Protection
Auto insurance might not be enough. If your vehicle is stolen, accidentally damaged beyond repair, or otherwise declared an insured total loss, your auto insurance will cover the replacement value. Nevertheless, you remain liable for payment of the difference between the insurance settlement and your loan balance. This deficiency can easily amount to thousands of dollars - money that comes out of your pocket for a vehicle that no longer exists.
GAP Protection Benefits:
- Protection for the term of your loan up to 84 months.
- Coverage for vehicles valued up to $100,000 at time of purchase.
- Payment of benefits up to $50,000.
- Coverage for auto insurance deductibles up to $1,000 if a gap exists.
- Benefits for new or used vehicles, including cars, light trucks, motorcycles and some other motorized vehicles.
Contact the Loan Department for more information
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Repos
Contact the Loan Department
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