Membership / How to Join



CCUFL’s field of membership includes anyone living, working, or attending school in Escambia, Santa Rosa, Okaloosa, Bay, Walton, Washington and Duval counties in Florida. Please contact us to determine your eligibility for membership with Central Credit Union, where You Belong.


You become a member of Central Credit Union of Florida when you purchase five shares ($5.00 par value each) in the credit union. These shares must remain on deposit in your Regular Shares (Savings) to maintain your membership. Our motto “Once a member, always a member” means you can keep your membership in the credit union regardless of where you work or live. Once your membership has been established, you become eligible to use all other services offered by Central Credit Union of Florida. 

To establish membership with Central Credit Union you may stop by any of our branch locations and complete a membership application. Bring in your Driver’s License or other government issued picture ID, proof of your social security number, and $25 to deposit in your savings account.  


Is the cost of banking elsewhere getting too much for you to handle? Make the switch today! Our goal at Central is to make switching your accounts as quick and easy as possible. Just follow the 5 simple steps provided on this Switch Kit and you will be on your way to experiencing the Central Credit Union difference.