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Visa Debit Cards

Quick and Convenient

The Central Visa Debit card may look like a credit card, but acts like a check because the purchase amount is deducted from the cardholder's checking account.

Cardholders can make purchases at millions of Visa debit locations worldwide. Because Visa Debit Card purchases are automatically deducted from your checking account, there is no interest to pay.

The Visa Debit Card is quicker than going to the ATM, more convenient than writing checks and safer than carrying cash. You do not have to worry about carrying cash or writing a check at the checkout counter. VISA Debit Card FAQs

Central also provides Visa Checkout. Visa Checkout optimizes your payment experience across channels and devices, empowering you to shop with confidence.

Use your Visa Debit Card to access cash in ATM machines that use these networks: Exchange No Sur., Exchange Deposit Here, Accel/Exchange, Plus, Cirrus, Visa, MasterCard. 

Members can enjoy access to over 55,000 surcharge-free ATMs through the AllPoint Network.  Learn More about AllPoint.


Security Features

  • When you receive your new or re-issued debit card, it comes with chip technology for upgraded financial security.  Click here for important information regardinig Visa EMV chip cards.
  • The Visa Debit Card offers cardholders zero liability in cases of card fraud, theft or unauthorized card purchases when used in signature-based transactions.
  • Lost Central Visa Debit Card? Don’t Panic. Shut off your credit and debit cards any time, any place, with Card Controls.  Available on our mobile app.

card controls

  • Central offers smsGuardian TextTM Alerts for Visa credit and debit card transactions.  This is a free fraud prevention service for Central members.1View our SMS Alerts page to learn more.

1Message and data rates may apply. Should you change mobile service providers, you may be required to re-enroll your mobiles device(s) forsmsGuardianTMText Alerts. Your cell phone or mobile device must have the capacity to send/receive text messages.


Personalized Visa CreataCard®

Now you can customize your debit card with the CCUFL CreataCard® app on your smart phone or on your desktop.  When customizing your card, you can choose a photo from your Facebook, Instagram, Dropbox, Picasa, OneDrive, or Flickr to set as the background on your card.  You can also add a photo of yourself to your card for added security.  You can apply for a debit or credit card online on your desktop when customizing your card.  Learn more about CreataCard!  



Save money while using your Visa Debit Card with Cents-to-Savings, a convenient and easy way to to increase your savings automatically by making purchases with your Visa Debit Card, like buying groceries, getting gas, going out to dinner, and more! Make every transaction count! 

To enroll in Cents-to-Savings log into E-Branch, visit any branch location, or complete and drop off an enrollment form at any branch location. 

Serving Members

Since 1962