The E-Branch site will be down beginning at 6:00 am, Monday, June 25 for scheduled maintenance. Members will not be able to access E-Branch Banking or Mobile Banking during this time. Debit card and ATM transactions will be limited. We apologize for any inconvenience this may cause. Thank you for your patience.

For further assistance, call: 850-474-0970 or 1-800-375-2235.

Visa Debit Cards

Quick and Convenient

The Central Visa Debit card may look like a credit card, but acts like a check because the purchase amount is deducted from the cardholder's checking account.

Cardholders can make purchases at millions of Visa debit locations worldwide. Because Visa Debit Card purchases are automatically deducted from your checking account, there is no interest to pay.

The Visa Debit Card can be used at locations such as supermarkets, retail stores, restaurants, gas stations and internet sites.  The Visa Debit Card is quicker than going to the ATM, more convenient than writing checks and safer than carrying cash. Cardholders can get through the checkout line quicker with their Visa Debit Card. You do not have to worry anymore about carrying cash or writing a check at the checkout counter. You can get in, get out and get on with your life. VISA Debit Card FAQs

Central also provides Visa Checkout. Visa Checkout optimizes your payment experience across channels and devices, empowering you to shop with confidence.

Use your Debit Card to access cash in ATM machines that use these networks: Exchange No Sur., Exchange Deposit Here, Accel/Exchange, Plus, Cirrus, Visa, MasterCard. Use your card everywhere that Visa Debit Cards are accepted.

Simplify your record keeping. Cardholders don't need to get check copies. Your monthly Central Credit Union statement provides you with a detailed record of all of your transactions.


Security Features

Now, when you receive your new or re-issued debit card, it comes with chip technology for upgraded financial security. Click here for important information regardinig Visa EMV chip cards.

The Visa Debit Card offers cardholders zero liability in cases of card fraud, theft or unauthorized card purchases when used in signature-based transactions.

For security when making purchases online, sign up for Verified by Visa today!

Central is now offering smsGuardian TextTM Alerts for Visa credit and debit card transactions.  This is a free fraud prevention service for Central members.1  View our SMS Alerts page to learn more.

1Message and data rates may apply.  Should you change mobile service providers, you may be required to re-enroll your mobiles device(s) for smsGuardianTM Text Alerts.  Your cell phone or mobile device must have the capacity to send/receive text messages.  

Central ATM/Visa Debit Card Free ATM Networks


Personalized Visa CreataCard®

Now you can customize your debit card with the CCUFL CreataCard® app on your smart phone or on your desktop.  When customizing your card, you can choose a photo from your Facebook, Instagram, Dropbox, Picasa, OneDrive, or Flickr to set as the background on your card.  You can also add a photo of yourself to your card for added security.  You can apply for a debit or credit card online on your desktop when customizing your card.  CreataCard today!  



Save money while using your Visa Debit Card with Cents-to-Savings, a convenient and easy way to to increase your savings automatically by making purchases with your Visa Debit Card, like buying groceries, getting gas, going out to dinner, and more! Make every transaction count! 

To enroll in Cents-to-Savings log into E-Branch, visit any branch location, or complete and drop off an enrollment form at any branch location. View our Cents to Savings FAQs.

Serving Members

Since 1962