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Home Equity Line of Credit (HELOC)

You can update or remodel your home, pay for college tuition, or handle unexpected expenses with a Home Equity Line of Credit from Central. Use the equity you have in your home to help you through any situation. 



  • Up to 90% of your home's value
  • May be tax deductible*
  • Provides flexiblity to accomplish your goals or handle unexpected expenses


We offer fixed and variable rates. For more information, find out about rates or to get pre-approved, contact us at 850-474-0970  and press "2" for loans, or email us at   


Apply now.


Interest on the portion of the credit extension that is greater than the fair market value of the dwelling is not tax deductible for federal income tax purposes. 

*Please consult with your tax advisor regarding the deductibility of interest and charges. 


Central Credit Union of FL NMLS# - 729868


equal housing lender

Serving Members

Since 1962