Personal Loans

Check Your Credit Report Every Year

When you're trying to build and maintain a good credit score, it's important to check your credit every year with an annual credit report. Your credit score can help you qualify when you apply for a new loan or a new job. It's free to check your credit score at

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Become more familiar with Credit Scores and Reports


"Just Because" Loan

This loan will have a fixed payment for up to 60 months. We will loan you money for most any reason with our "Just Because" Loan. Repair your car, take a vacation, purchase new appliances, or consolidate other debts with a "Just Because" Loan from your credit union. Apply now for a "Just Because" loan.


Flexible Line of Credit

Ever missed a super deal on a sale because you didn't have cash readily available? Simply transfer the funds that you need from your Flexible Loan to your account and never miss out on a great deal again! If you forget to make that transfer and you've already written your check, we'll transfer from your Flexible Loan (up to your limit) to pay the check and won't charge a fee for that service! Learn more about our Flexible Loan or Apply Now.


Special Purchase Loans

Finance a computer, farm equipment, off road vehicle, furniture, appliances and many more. Call us today for that special purchase you have been waiting for. Apply now for a special purchase loan.


My First Loan

Need a loan but can't seem to get financing because you have never had credit before? Whether you need a personal loan or an auto loan, My First Loan may be what you are looking for.


Student Flex Loan

Central's Student Flex Loan allows you to borrow $1,000.00 @ 4.75% APR* with a low payment of $30.00 per month. Apply now for a Student Flex Loan.


 *APR - Annual Percentage Rate

**All loans are based on creditworthiness.  Membership eligibility required.  Offer may be withdrawn at any time without notice.  Restrictions may apply.

Serving Members Since 1962

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