In observance of Columbus Day we will be closed Monday, October 10th.

Visa Credit Cards

Whether you are looking for a convenient method of payment or a low-rate credit card, Central offers the most in VISA card services.

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Learn more about Credit Cards


Request a Visa Credit Card limit increase now.


Now you can view your FICO® Score on your Visa Statement, updated quarterly.


Visa Checkout is now available!


A new benefit is available for our Visa Credit Cards, ID Navigator Powered by NortonLifeLock. 

Tools to help you act quickly if your personal data is threatened
No one can prevent all identity theft, so staying informed and knowing what to do when your identity is threatened can provide you with greater peace of mind. ID Navigator Powered by NortonLifeLock provides you with the tools to help keep you informed of potential threats to your identity, so you can act quickly should the unexpected happen.

To confirm eligibility, visit


Credit Insurance may make your loan payments when you can't. Learn more about payment protection



  • No Annual Fee
  • 25 day grace period on purchases**
  • No cash advance fees
  • Auto Rental Insurance
  • Warranty Manager
  • Travel and Emergency Assistance
  • Purchase Security
  • ID Navigator Powered by NortonLifeLock

Apply Now for Visa Gold


VISA Classic

  • No Annual Fee
  • 25 day grace period on purchases**
  • No cash advance fees
  • Auto Rental Insurance
  • ID Navigator Powered by NortonLifeLock  

Apply Now for Visa Classic


Visa® Extra Awards

Earn Extra Awards® with each dollar you spend when you use your Visa Gold Credit Card.  Central's Visa Gold cards now earn Extra Awards® points each time you make a purchase. Those points will add up and can be redeemed for cash, gift certificates, or travel awards.  Learn more about Visa® Extra Awards.


Visa Credit Builder Program

If you want to start building your credit, we are here to help. The Visa Credit Card is a great way to get started in learning the responsibilities of credit. Starting a credit history is essential and Central is here to help in this process.  Apply now for a new Visa credit card!

Share Secured Visa Credit Card

Rebuild your credit while enjoying a Visa Credit Card. Central's Share Secured Visa benefits include a low interest rate, and a credit limit that fits your budget.  Your  payment history will be reported to all three major credit bureaus helping you improve your credit rating. Apply now for a Share Secured Visa card.


Central Visa Credit Card Controls

Lost Visa Credit Card? Don’t Panic. Shut off your credit and debit cards any time, any place, with Card Controls. Available on our mobile app.

Card Controls


*APR = Annual Percentage Rate

**Grace period applies when entire new balance on the previous cycle's billing statement is paid by the payment due date of that statement.

Serving Members Since 1962

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