Due to the weather forecast, all offices and drive thrus will close today at 3:00 pm.
We will re-open Thursday at 9:00 am.

We have launched our new and enhanced Visa Extra Awards website. Once you are in the Extra Awards website, please click on the (not enrolled link) to set up your new User ID and Password.

Visa Credit Cards

Whether you are looking for a convenient method of payment or a low-rate credit card, Central offers the most in VISA card services.

Our e-learning portal

Learn more about Credit Cards


Request a Visa Credit Card limit increase now.


Now you can view your FICO® Score on your Visa Statement, updated quarterly.


Visa Checkout is now available!



 No Annual Fee

  • 25 day grace period on purchases**
  • No cash advance fees
  • Auto Rental Insurance
  • Warranty Manager
  • Travel and Emergency Assistance
  • Purchase Security
  • Apply Now for Visa Gold


VISA Classic


Visa CreataCard®

Customize your credit card on your desktop with the CCUFL CreataCard®.  When customizing your card, you can choose a photo from your Facebook, Instagram, Dropbox, Picasa, OneDrive, or Flickr to set as the background on your card.  You can also add a photo of yourself to your card for added security.  You can apply for a debit or credit card online on your desktop when customizing your CreataCard®.

Important information regarding Visa EMV chip cards

Visa Credit Builder Program

If you want to start building your credit, we are here to help. The Visa Credit Card is a great way to get started in learning the responsibilities of credit. Starting a credit history is essential and Central is here to help in this process.  Apply now for a new Visa credit card!

Share Secured Visa Credit Card

Rebuild your credit while enjoying a Visa Credit Card. Central's Share Secured Visa benefits include a low interest rate, and a credit limit that fits your budget.  Your  payment history will be reported to all three major credit bureaus helping you improve your credit rating. Apply now for a Share Secured Visa card.


Central Visa Credit Card Controls

Lost Visa Credit Card? Don’t Panic. Shut off your credit and debit cards any time, any place, with Card Controls. Available on our mobile app.

Image of Credit Card app on phone


*APR = Annual Percentage Rate

**Grace period applies when entire new balance on the previous cycle's billing statement is paid by the payment due date of that statement.

Serving Members

Since 1962