We will be performing system maintenance at 6:00 a.m. (CST) on Wednesday, December 20, 2017. Learn More.
We will be closed on Monday and Tuesday, December 25 & 26, 2017 in observance of Christmas Eve and Christmas Day.

Savings Accounts

Regular Share Account

Membership in Central Credit Union of Florida requires that you maintain a $5.00 balance in your Regular Share Account at all times. Once you have established the required minimum in your Regular Share Account you may apply for any of Central's other services. Identity verification is required by federal law, please see our Identity Verification Notice for more information.

Find out more about our Regular Share account rates and be sure to check out our Cents to Savings Program.


Money Market Account

The Money Market Savings Account allows you to earn higher dividends than a Regular Share Savings Account without committing your funds for a specified term. Dividends are credited monthly and a $2,500.00 minimum balance must be maintained in the account. Checks are available upon request.

Find out more about our Money Market rates and be sure to check out our Cents to Savings Program.


Vacation, Christmas, and "You Name It" Accounts

Central's specialized savings accounts allow you to save money at your convenience and at your own pace. You can save by making daily, weekly, biweekly, or monthly deposits. You can also save by allotting a certain amount of money to your savings account through payroll deduction.

Find out more about our "You Name It" account rates and be sure to check out our Cents to Savings Program.


IRA Accumulator

Start saving for your retirement by opening an IRA Accumulator Savings Account. The minimum deposit is $40.00. You may make deposits into this account at any time, even direct deposit funds through payroll deduction. Dividends are compounded daily and paid monthly. Once you reach $250.00 you may choose to invest your dollars into an IRA Term Share Certificate of Deposit.

Find out more about our IRA services.


Term Share Certificates of Deposit

If you are looking for a secure investment that pays a higher competitive rate, a Term Share Certificate of Deposit may be the product for you! Term Share Certificates allow you to save and earn more money by locking into a higher interest rate. Pick the maturity date that best suits your needs, and watch your savings grow. The minimum balance required is $1,000.00. The minimum balance for the IRA Term Share Certificate of Deposit is $250.00. Dividends are paid and credited monthly. Early withdrawals are subject to penalties.

Serving Members

Since 1962