In observance of Columbus Day we will be closed Monday, October 10th.

Savings Accounts

Regular Share Account

Membership in Central Credit Union of Florida requires that you maintain a $5.00 balance in your Regular Share Account at all times. Once you have established the required minimum in your Regular Share Account you may apply for any of Central's other services. Identity verification is required by federal law, please see our Identity Verification Notice for more information.
Find out more about our Regular Share account rates and be sure to check out our Cents to Savings Program.

Money Market Savings Account

The Money Market Savings Account allows you to earn higher dividends than a Regular Share Savings Account without committing your funds for a specified term. Dividends are credited monthly and a $2,500.00 minimum balance must be maintained in the account. Checks are available upon request.
Find out more about our Money Market rates and be sure to check out our Cents to Savings Program.

Sub-Savings Accounts

(Christmas Club Accounts, Vacation Accounts and “You Name it Accounts”)

What is a sub-savings account?  A sub-savings account is an account you open to save for specific purchases or events.  You can even name the account whatever you choose!

Central's sub- savings accounts allow you to save money at your convenience and at your own pace. You can save by making deposits yourself, establishing a payroll deduction or by setting up a distribution from your Central checking account with each direct deposit. By saving a little along the way your funds are sure to be there when you need it. You may also fund your sub-savings accounts while using your Central Visa Debit Card with Cents to Savings.

Term Share Certificates of Deposit

If you are looking for a secure investment that pays a higher competitive rate, a Term Share Certificate of Deposit may be the product for you! Term Share Certificates allow you to save and earn more money by locking into a higher interest rate. Pick the maturity date that best suits your needs, and watch your savings grow. The minimum balance required is $250.00.  Dividends are paid and credited monthly. Early withdrawals are subject to penalties.

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Learn more about Certificates of Deposit.


IRA Accumulator

Start saving for your retirement by opening an IRA Accumulator Savings Account. The minimum deposit is $40.00. You may make deposits into this account at any time, even direct deposit funds through payroll deduction. Dividends are compounded daily and paid monthly. Once you reach $250.00 you may choose to invest your dollars into an IRA Term Share Certificate of Deposit. Contribute to your IRA Accumulator with Cents-to-Savings.
Find out more about our IRA services.

the e-learning portal

Get more information on Savings Accounts, developing Healthy Financial Habits, and learn how to Create a Budget.

Serving Members Since 1962

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