Our offices are open for business with normal hours.

Visa Card Services

To report a lost or stolen VISA product / ATM card call us immediately at (850) 474-0970 or (800) 375-2235 during business hours. Nights, weekends, and holidays call 1-888-297-3416.

For card activation/PIN change call (800) 290-7893 or International (206) 624-7998.


Visa Card Control on your Central Mobile App

Lost Central Visa Debit Card? Don’t Panic. Shut off your credit and debit cards any time, any place, with Card Controls. Available on our mobile app.

card controls


Visa Checkout

Visa Checkout is now available!

How to Recognize Skimmers and Avoid Being Scammed

Most ATM transactions are completely secure, as you can quickly conduct your business and carry on with your day.  However, ATM fraud does happen.  To prevent it from happening to you, you need to be aware of a fraudulent scheme called ATM skimming.


Gas Pump Skimming Alert

While traveling, protect your identity by being aware of Gas Pump Skimming.

Visa CreataCard®

Now you can customize your debit card with the CCUFL CreataCard® app on your smart phone or on your desktop.  When customizing your card, you can choose a photo from your Facebook, Instagram, Dropbox, Picasa, OneDrive, or Flickr to set as the background on your card.  You can also add a photo of yourself to your card for added security.  You can apply for a debit or credit card online on your desktop when customizing your card. Create your own card today!

Visa Debit Card

It's Fast, Safe, Convenient and Accepted at Millions of Visa Debit Locations Worldwide.

Cardholders can get through the checkout line quicker with their Visa Debit Card. You do not have to worry anymore about carrying cash or writing a check at the checkout counter. You can get in, get out and get on with your life. VISA Debit Card FAQs

Click here for important information regardinig Visa EMV chip cards.


Important Overdraft Service Information

The majority of our members do not overdraw their accounts and incur fees, however, life doesn't always go according to plan, and overdrafts do sometimes occur. Without overdraft protection, your ATM and one-time debit card transactions may be declined if you attempt to make a transaction without sufficient funds.

Learn more about overdrafts  |  Overdraft FAQ's

Opt-In now by email at opt-in@ccufl.org. Please include your name and contact phone number in your email.

Visa Debit Card Advantages

The Central Visa Debit card may look like a credit card, but acts like a check because the purchase amount is deducted from the cardholder's checking account.

Cardholders can make purchases at millions of Visa debit locations worldwide. Because Visa Debit Card purchases are automatically deducted from your checking account, there is no interest to pay.

The Visa Debit Card can be used at locations such as supermarkets, retail stores, restaurants, gas stations and internet sites. The Visa Debit Card is quicker than going to the ATM, more convenient than writing checks and safer than carrying cash.

The Visa Debit Card offers cardholders zero liability in cases of card fraud, theft or unauthorized card purchases when used in signature-based transactions.

Use your Debit Card to access cash in ATM machines that use these networks: Exchange No Sur., Exchange Deposit Here, Accel/Exchange, Plus, Cirrus, Visa, MasterCard. Use your card everywhere that Visa Debit Cards are accepted.

Simplify your record keeping. Cardholders don't need to get check copies. Your monthly Central Credit Union statement provides you with a detailed record of all of your transactions.

Find Central ATM/Visa Debit Card Surcharge-Free ATMs.

Save money while using your Visa Debit Card with Cents to Savings.

Visa Credit Cards

Click here for important information regardinig Visa EMV chip cards.

View your Extra Award Points here  

Visa Credit Builder Program

If you want to start building your credit, we are here to help. The Visa Credit Card is a great way to get started in learning the responsibilities of credit. Starting a credit history is essential and Central is here to help in this process. There is no annual fee on your Visa Credit Card. Apply online today through our web site, E-Branch Banking, or visit any office location.

Whether you are looking for a convenient method of payment or a low-rate credit card, Central offers the most in VISA card services.


  • No Annual Fee
  • 25 day grace period on purchases**
  • No cash advance fees
  • Auto Rental Insurance
  • Warranty Manager
  • Travel and Emergency Assistance
  • Purchase Security

Central's Visa Gold cards now earn "extra award" points each time you make a purchase. Those points will add up and can be redeemed for cash, gift certificates, or travel awards.

**Grace period applies when entire new balance on the previous cycle's billing statement is paid by the payment due date of that statement. Find out more at Visa Gold Extra Awards Page

VISA Classic

  • No Annual Fee
  • 25 day grace period on purchases**
  • No cash advance fee
  • Auto Rental Insurance

**Grace period applies when entire new balance on the previous cycle's billing statement is paid by the payment due date of that statement.

Visa Gift Cards

When it comes to figuring out the perfect gift, Visa Gift Cards are excellent. Visa Gift Cards are incredible time savers, no shopping, packaging or mailing. Eliminate the hassles of wondering what to buy or returning unwanted gifts. Visa Gift Cards can be used anywhere Visa Debit Cards are accepted. Stop by any office today and purchase your Visa Gift Card.

*APR = Annual Percentage Rate

Serving Members

Since 1962