Visa Card Services

To report a lost or stolen VISA product / ATM card call us immediately at (850) 474-0970 or (800) 375-2235 during business hours. Nights, weekends, and holidays call 1-888-297-3416.

For card activation/PIN change call (800) 290-7893 or International (206) 624-7998.


Visa Card Control on your Central Mobile App

Lost Central Visa Debit Card? Don’t Panic. Shut off your credit and debit cards any time, any place, with Card Controls. Available on our mobile app.

 Card Controls


A NEW feature of Card Controls: add travel notifications to your account via E-Branch and the mobile app.

  • Simply log into your account.
  • From the menu, select Cards.
  • Click on Travel, select New Travel Notification (or +) to add a notice.
  • Select the card you be using while traveling.
  • Add your departure and return dates as well as the travel location.


Visa Checkout

Visa Checkout is now available!


Digital Wallet

Securely store your Central Credit Union Visa® debit or credit card in Apple Pay, Samsung Pay or Google Pay on your smartphone for quick checkouts when shopping in store or online. It makes purchases easy, convenient, and secure! All with the peace of mind that your payment information is never shared with merchants or stored on your device, meaning they are less likely to be compromised.
Learn more about Digital Wallets.


Visa Debit Card

It's Fast, Safe, Convenient and Accepted at Millions of Visa Debit Locations Worldwide.

Cardholders can get through the checkout line quicker with their Visa Debit Card. You do not have to worry anymore about carrying cash or writing a check at the checkout counter. You can get in, get out and get on with your life. VISA Debit Card FAQs


Important Overdraft Service Information

The majority of our members do not overdraw their accounts and incur fees, however, life doesn't always go according to plan, and overdrafts do sometimes occur. Without overdraft protection, your ATM and one-time debit card transactions may be declined if you attempt to make a transaction without sufficient funds.

Learn more about overdrafts  |  Overdraft FAQ's

Opt-In now by email at Please include your name and contact phone number in your email.


Visa Debit Card Advantages

The Central Visa Debit card may look like a credit card, but acts like a check because the purchase amount is deducted from the cardholder's checking account.

Cardholders can make purchases at millions of Visa debit locations worldwide. Because Visa Debit Card purchases are automatically deducted from your checking account, there is no interest to pay.

The Visa Debit Card can be used at locations such as supermarkets, retail stores, restaurants, gas stations and internet sites. The Visa Debit Card is quicker than going to the ATM, more convenient than writing checks and safer than carrying cash.

The Visa Debit Card offers cardholders zero liability in cases of card fraud, theft or unauthorized card purchases when used in signature-based transactions.

Use your Debit Card to access cash in ATM machines that use these networks: Co-Op, Allpoint, Plus, Cirrus, Visa, MasterCard. Use your card everywhere that Visa Debit Cards are accepted.

Simplify your record keeping. Cardholders don't need to get check copies. Your monthly Central Credit Union statement provides you with a detailed record of all of your transactions.

Find Central ATM/Visa Debit Card Surcharge-Free ATMs.

Save money while using your Visa Debit Card with Cents to Savings.


Visa Credit Cards


Visa Credit Builder Program

If you want to start building your credit, we are here to help. The Visa Credit Card is a great way to get started in learning the responsibilities of credit. Starting a credit history is essential and Central is here to help in this process. There is no annual fee on your Visa Credit Card. Apply online today through our web site, E-Branch Banking, or visit any office location.

Whether you are looking for a convenient method of payment or a low-rate credit card, Central offers the most in VISA card services.


  • No Annual Fee
  • 25 day grace period on purchases**
  • No cash advance fees
  • Auto Rental Insurance
  • Warranty Manager
  • Travel and Emergency Assistance
  • Purchase Security
  • ID Navigator Powered by NortonLifeLock  


VISA Classic

  • No Annual Fee
  • 25 day grace period on purchases**
  • No cash advance fee
  • Auto Rental Insurance
  • ID Navigator Powered by NortonLifeLock  


Available for CCUFL Visa Credit Cards, ID Navigator Powered by NortonLifeLock.  Find Out More.

**Grace period applies when entire new balance on the previous cycle's billing statement is paid by the payment due date of that statement.


Visa® Extra Awards

Earn Extra Awards® with each dollar you spend when you use your Visa Gold Credit Card.  Central's Visa Gold cards now earn Extra Awards® points each time you make a purchase. Those points will add up and can be redeemed for cash, gift certificates, or travel awards. View Extra Award Points.


Visa Gift Cards

When it comes to figuring out the perfect gift, Visa Gift Cards are excellent. Visa Gift Cards are incredible time savers, no shopping, packaging or mailing. Eliminate the hassles of wondering what to buy or returning unwanted gifts. Visa Gift Cards can be used anywhere Visa Debit Cards are accepted. Stop by any office today and purchase your Visa Gift Card.

*APR = Annual Percentage Rate

Serving Members Since 1962

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