Bicycle Loan

Introducing the Bicycle Loan. Get your "Pedal Power" today!

What better way to get around than on a bike?  Pure, all-natural, free-living fun.  Transportation powered by you.  No gasoline required.

Whether you're biking for exercise, trucking across campus, or going from place to place, a bike is the way to go.  It's good for you, good for the environment, and good for your wallet.    

Central wants to help you get in touch with that free spirit of yours.  CCUFL is now offering a bicycle loan with rates at 7.74% APR* up to 60 months. Financing starts at $250 and goes up to $5,000. We will do a simple credit review and your rate will not be based on your credit score. Apply online for a bicycle loan today!

Like to get pre-approved before you go bicycle shopping?  It's simple and easy.

  • Apply online at, by phone, or visit any Central locations for pre-approval.
  • Once pre-approved, you may visit a bicycle retail shop to find your bicycle and accessories.
  • Bring in or fax your itemized receipt to Central.
  • Central will issue a check to the bicycle retail shop for your purchase.

You also have the option to pre-purchase the bicycle and accessories.  Just bring in the receipt within 60 days of purchase and we will reimburse you. So pedal your way to CCUFL for the bicycle loan and show your "Pedal Power" spirit!

Membership required.  Loan is based on individual credit approval. Minimum amount borrowed $250.  Maximum amount borrowed $5,000.  For a bicycle loan of $250 at 7.74% APR* for 9 months, the monthly payment would be approximately $30.00.  For a bicycle loan of $5,000 at 7.74% APR* for 60 months, the monthly payment would be approximately $100.00.  Restrictions may apply.  Offer may be withdrawn at any time without notice.

*APR = Annual Percentage Rate

Serving Members

Since 1962