Central is here to offer assistance in the aftermath of Hurricane Michael. Find out more.

Our system will be unavailable for scheduled maintenance on Sunday, December 16th beginning at 12AM until 6AM CST. Debit Card and Credit Card transactions may be limited. Access to online services; E-Branch Banking, Mobile Banking, and Access by Phone (ABP) will be unavailable during this time.

First Mortgage Refinance Offer

Central Credit Union of Florida is giving members the opportunity to combine their first mortgage and second mortgage into one lump sum. Members can borrow up to 110% of their home's appraised value. The rates are based on current mortgage rates. 

Central will even reimburse the appraisal fee (up to $450).

Apply for a First Mortgage Refinance Offer today!

Make Central your First Mortgage holder! For more information, give us a call at (850) 474-0970 or (800) 375-2235.


Minimum borrowed amount $5,000. Maximum borrowed amount $300,000. Appraisal fee will be refunded when loan closes. The interest on the portion of the credit extension that is greater than the fair market value of the dwelling is not deductible for federal income tax purposes. Consult a tax advisor for further information regarding the deductibility of interest and charges. Offer may be withdrawn at anytime without notice. Restrictions may apply.

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