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Swap and Drop

Let Central drop your car interest rate by at least 2% APR*


Are you paying a high interest rate on your car loan due to your credit score? If so, Swap and Drop may be a good deal for you. We are offering to reduce your interest rate by at least 2% APR* when you finance with Central Credit Union. Percentage rate based on credit review in lieu of credit score. In some cases we may drop your rate more than 2% APR*.  

Not a member? No worries. Once you are approved and satisfied with your interest rate and monthly payment, you can start your membership with Central when you come in to close your loan.  


Apply Now


The lowest minimum interest rate is 2.54% APR* for 24 months. This offer excludes existing Central Credit Union auto loans. Membership required.  Offer ends February 28, 2021. All loans are subject to credit approval. Terms and conditions apply. 
* APR = Annual Percentage Rate

Serving Members

Since 1962