In observance of Martin Luther King Jr. Day we will be closed Monday, January 17th.

Swap and Drop

Are you paying a high interest rate on your car loan due to your credit score?


If so, Swap and Drop may be a good deal for you. We are offering to reduce your interest rate by at least 2% APR* when you refinance your auto with Central Credit Union. Percentage rate based on credit review in lieu of credit score. In some cases we may drop your rate more than 2% APR*.  


The lowest minimum interest rate based on these terms:

24 months @ 2.54% APR*

36 months @ 2.65% APR*

48-60 months @ 3.65% APR*

72 months @ 4.65% APR*

84 months @ 5.65% APR*


Not a member? No worries. Once you are approved and satisfied with your interest rate and monthly payment, you can start your membership with Central when you come in to close your loan.  


Apply Now

*APR= Annual Percentage Rate. Your loan amount, APR, term and payment amount may be different. Loan approval and loan terms subject to creditworthiness. Membership eligibility required. The approximate monthly payments per $1,000 borrowed are $22.86 based on a $20,000 loan for 24 months @ 2.54% APR*. The approximate monthly payments per $1,000 borrowed are $88.99 based on a $35,000 loan for 84 months @ 5.65% APR*. Other terms and conditions may apply. Terms and conditions subject to change at any time without prior notice. Maximum loan term will depend on age, value, condition, and mileage of collateral and/or amount of the loan. Existing Central Credit Union of Florida auto loans are excluded. Offer good January 3 - Feburary 28, 2022. Offer may be withdrawn at any time without notice.



Serving Members Since 1962

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