E-Branch, Mobile Banking, Access by Phone will be unavailable during scheduled maintenance from Saturday, July 20 at 4:00 p.m. through Sunday, July 21 at 4:00 a.m. (CST). ATM, debit, and credit cards will be limited during this time as well. We apologize for any inconvenience.

Swap and Drop

Let Central drop your car interest rate by at least 2% APR*

 

Are you paying a high interest rate on your car loan due to your credit score? If so, Swap and Drop may be a good deal for you. We are offering to reduce your interest rate by at least 2% APR* when you finance with Central Credit Union.  Percentage rate based on credit review in lieu of credit score. In some cases we may drop your rate more than 2% APR*.  


Not a member? No worries. Once you are approved and satisfied with your interest rate and monthly payment, you can start your membership with Central when you come in to close your loan.  

 

  • Same Day Loan Decision** - Apply Now
  • E-Signature Available - Central members may be able to close their loan without coming to the credit union.

 

 

 

The lowest minimum interest rate is 2.54% APR* for 24 months. This offer excludes existing Central Credit Union auto loans. Membership required.  Offer ends September 30, 2019. All loans are subject to credit approval. Terms and conditions apply. 
 
* APR = Annual Percentage Rate


**Same Day Loan Decision - Excludes evenings, weekends and holidays.
 
Serving Members

Since 1962