Swap and Drop

Are you paying a high interest rate on your car loan due to your credit score?

 

If so, Swap and Drop may be a good deal for you. We are offering to reduce your interest rate by at least 2% APR* when you refinance your auto with Central Credit Union. Percentage rate based on credit review in lieu of credit score. In some cases we may drop your rate more than 2% APR*.  

 

The lowest minimum interest rate based on these terms:

24 months @ 2.54% APR*

36 months @ 2.65% APR*

48-60 months @ 3.65% APR*

72 months @ 4.65% APR*

84 months @ 5.65% APR*

 

Not a member? No worries. Once you are approved and satisfied with your interest rate and monthly payment, you can start your membership with Central when you come in to close your loan.  

 

Apply Now

 

This offer excludes existing Central Credit Union auto loans. Membership required.  Offer ends August 31, 2021. All loans are subject to credit approval. Terms and conditions apply. Offer may be withdrawn at any time without notice. The approximate monthly payments per $1,000 borrowed are $22.86 based on a $20,000 loan for 24 months @ 2.54% APR*. The approximate monthly payments per $1,000 borrowed are $88.99 based on a $35,000 loan for 84 months @ 5.65% APR*. 
 
* APR = Annual Percentage Rate



 
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Since 1962