Swap and Drop
Let Central drop your car interest rate by at least 2% APR*
Are you paying a high interest rate on your car loan due to your credit score? If so, Swap and Drop may be a good deal for you. We are offering to reduce your interest rate by at least 2% APR* when you finance with Central Credit Union. Percentage rate based on credit review in lieu of credit score. In some cases we may drop your rate more than 2% APR*.
Not a member? No worries. Once you are approved and satisfied with your interest rate and monthly payment, you can start your membership with Central when you come in to close your loan.
- Same Day Loan Decision** - Apply Now
- E-Signature Available - Central members may be able to close their loan without coming to the credit union.
The lowest minimum interest rate is 2.54% APR* for 24 months. This offer excludes existing Central Credit Union auto loans. Membership required. Offer ends September 30, 2019. All loans are subject to credit approval. Terms and conditions apply.
* APR = Annual Percentage Rate
**Same Day Loan Decision - Excludes evenings, weekends and holidays.