Our Panama City Office is now open with regular business hours. During the aftermath of Hurricane Michael we know you are trying to get back to normalcy. Central is here to offer assistance to get you through these tough times. Find out more

Car Loans

Loan Rates as of November 1, 2018  |  Apply Online  |  Calculate Your Loan Payment

APR = Annual Percentage Rate

TypeTermFeaturesAPR
New & Used
Vehicles
New & Used Cars Up to 24 Months  - 2.54% - 14.15%
New & Used Cars Up to 36 Months  - 2.65% - 14.15%
New & Used Cars Up to 48 to 60 Months  - 3.65% - 14.15%
New & Used Cars Up to 72 Months Min. $20,000 Financed 4.65% - 15.15%
New & Used Cars Up to 84 Months Min. $25,000 Financed 5.65% - 16.15%
New & Used
RVs
New & Used RVs Up to 24 Months  - 2.54% - 14.15%
New & Used RVs Up to 36 Months  - 2.65% - 14.15%
New & Used RVs Up to 48 to 60 Months  - 3.65% - 14.15%
Up to 72 Months Min. $20,000 Financed 4.65% - 15.15%
Up to 84 Months Min. $25,000 Financed 5.65% - 16.15% 
Up to 96 Months Min. $50,000 Financed 6.65% - 15.15%
Up to 120-144 Months Min. $50,000 Financed 7.65% - 13.15%
 My First Auto Loan
Up to 72 Months  - 9.15%
 Motorcycle New
Up to 84 Months   2.54% - 16.15%
 Motorcycle Used
Up to 60 Months - 2.54% - 14.15%



Fuel Economy

Buy a car can be a tough decision.  There are a lot of options to weigh, fuel economy being a major factor. www.fueleconomy.gov can help.  The fuel economy website allows buyers to compare cars side-by-side, provides data on new or used cars dating as far back as 1984, and offers fuel-saving tips, as well as safety ratings. 

CARFAX

Also introducing CARFAX vehicle history reports to CCUFL members.

Serving Members

Since 1962