We will be closed Thursday and Friday, November 22 and 23, in observance of Thanksgiving.

Our Panama City Office is now open with regular business hours. During the aftermath of Hurricane Michael we know you are trying to get back to normalcy. Central is here to offer assistance to get you through these tough times. Find out more

Personal Loans

Rates as of November 1, 2018  |  Apply Online  |  Calculate Your Loan Payment

APR = Annual Percentage Rate 

Flexible/LOC Line of Credit 9.20% - 18.00%
"Just Because" Personal Loan 9.20% - 18.00%
My First Loan Personal Loan 15.70%
Visa Classic Variable 12.00%
Visa Gold Fixed 10.90%
Share Secured No Credit Check 2.54% - 7.65%
CD Secured Secure 100% CD Balance 2% Above CD APR
Serving Members

Since 1962