Our Panama City Office is now open with regular business hours. During the aftermath of Hurricane Michael we know you are trying to get back to normalcy. Central is here to offer assistance to get you through these tough times. Find out more


Rates as of November 1, 2018, rates subject to change. Find out more about the best savings accounts in town.

TypeFeaturesDividend RatesAPY

Regular Shares

Minimum Balance $5 0.15% 0.15%
You Name It/Vacation - 0.40% 0.40%
Christmas Club - 0.40% 0.40%
IRA Accumulator Minimum Balance $40 1.00% 1.01%
Money Market Accounts Minimum Balance $2,500 0.45% 0.45%
Pioneer Checking Minimum Balance $1,000 0.75% 0.75%

APY = Annual Percentage Yield
Minimum balance required to earn stated APY for Regular Shares, Money Market Savings Accounts, Pioneer Accounts, and IRAs.
Federally insured by NCUA (National Credit Union Administration).
Additional private insurance provided by ESI (Excess Share Insurance) Corporation.

Serving Members

Since 1962