Term Share Certificates/IRA

Rates as of July 1, 2021, rates subject to change.


TypeInterest RateAPY
6 Month Certificate/IRA 0.40% 0.40%
12 Month Certificate/IRA 0.50% 0.50%
18 Month Certificate/IRA 0.60% 0.60%
24 Month Certificate/IRA 0.70% 0.70%
36 Month Certificate/IRA 0.90% 0.90%


Have a Certificate with Central that’s maturing soon?  Call us to learn more about a special Rollover Rate.

APY = Annual Percentage Yield 

Rates subject to change.
A penalty may be imposed for early withdrawal to Certificate Accounts.
Minimum balance required to earn stated APY for Term Share Certificates of Deposits.
Minimum balance for Term Share Certificate of Deposit is $250.00.
Minimum balance for IRA Term Share Certificate of Deposit is $250.00.
Federally insured by NCUA (National Credit Union Administration).
Additional private insurance provided by ESI (Excess Share Insurance) Corporation.

Serving Members

Since 1962