We will be closed Thursday and Friday, November 22 and 23, in observance of Thanksgiving.

Our Panama City Office is now open with regular business hours. During the aftermath of Hurricane Michael we know you are trying to get back to normalcy. Central is here to offer assistance to get you through these tough times. Find out more

Term Share Certificates/IRA

Rates as of November 1, 2018

TypeDividend RateAPY
6 Month Certificate/IRA 0.80% 0.80%
12 Month Certificate/IRA 1.25% 1.26%
18 Month Certificate/IRA 1.40% 1.41%
24 Month Certificate/IRA 1.50% 1.51%
36 Month Certificate/IRA 2.25% 2.27%

 
APY = Annual Percentage Yield
Rates subject to change.
A penalty may be imposed for early withdrawal to Certificate Accounts.
Minimum balance required to earn stated APY for Term Share Certificates of Deposits.
Minimum balance for Term Share Certificate of Deposit is $250.00.
Minimum balance for IRA Term Share Certificate of Deposit is $250.00.
Federally insured by NCUA (National Credit Union Administration).
Additional private insurance provided by ESI (Excess Share Insurance) Corporation.

Serving Members

Since 1962