How to Recognize Skimmers and Avoid Being Scammed
Most ATM transactions are completely secure, as you can quickly conduct your business and carry on with your day. However, ATM fraud does happen. To prevent it from happening to you, you need to be aware of a fraudulent scheme called ATM skimming.
ATM Skimming increased 546% in 2015. Criminals can craft their equipment to look exactly like ATM card-readers and PIN pads. A skimmer is a device criminals place on or within ATMs to record the cardholder's credit or debit card number and PIN. Some criminals place skimmers in retail card-readers, gas station pumps, or even hand-held card-reader. Most of these devices are attached to the card-reader, to collect the credit and debit card numbers. To record the victim's PIN number, criminals use a tiny camera or they place a keypad overlay over the top of the ATM keypad. After the skimmer records a victim's credit and debit card numbers, the criminal creates duplicate cards and makes fraudulent transactions on the victim's account.
Here at Central, your funds are insured against fraud and we are here to help protect your identity. If you suspect you are a victim of skimming, or if you need to report a lost or stolen VISA product / ATM card call us immediately at (850) 474-0970 or (800) 375-2235 during business hours. Nights, weekends, and holidays call 1-800-682-6075.