Central is here to offer assistance in the aftermath of Hurricane Michael. Find out more.

Our system will be unavailable for scheduled maintenance on Sunday, December 16th beginning at 12AM until 6AM CST. Debit Card and Credit Card transactions may be limited. Access to online services; E-Branch Banking, Mobile Banking, and Access by Phone (ABP) will be unavailable during this time.

VISA EMV (Chip) Cards


Beginning August 29, all new issued or reissued Visa debit cards will be EMV (Chip) cards.


What is a VISA EMV (Chip) Card?  We all use our debit and credit cards for shopping, eating out, and buying groceries.  You can do so with the added security benefits of a VISA EMV (Chip) Card.  The new cards are nearly impossible to counterfeit, and travel will be even easier in more than 130 countries where VISA EMV (Chip) Cards are already used.  VISA EMV (Chip) Cards do everything magnetic strip cards do but even more securely. Please see our Visa EMV FAQs for more information.


Using your VISA EMV (Chip) Card:

1. Insert Card: Instead of swiping, you'll insert the card into the terminal, chip first, face up.
2. Leave the Card in the Terminal: The card must remain in the terminal during the entire transaction.
3. Sign the Receipt or Enter a PIN: Either sign the receipt or enter your PIN to complete the transaction.
4. Remove Your Card: When the purchase is complete, remember to take your card with you.

VISA Image


Remember, the VISA EMV (Chip) Card still has a magnetic stripe in case you need to use it with a traditional terminal.  VISA EMV (Chip) Cards provide greater financial security for our members.  Central will begin issuing VISA EMV (Chip) Cards to our members as new debit and credit cards are opened and as existing debit and credit cards reach their expiration dates.

Serving Members

Since 1962