Credit Cards

Apply For a Loan

Visit us, or call (850) 474-0970 (option 2).

VISA Classic

• No annual fee

• 25-day grace period on purchases*

• No cash advance fee

• Auto Rental Insurance

VISA Gold

• No annual fee

• 25-day grace period on purchases*

• No cash advance fees

• Auto Rental Insurance

• Warranty manager

• Travel and emergency assistance

• Purchase security

*Grace period applies when entire new balance on the previous cycle's billing statement is paid by the payment due date of that statement.

Share Secured Visa Credit Card

Rebuild your credit while enjoying a Visa Credit Card. LOYALTY CU’s Share Secured Visa benefits include a low interest rate and a credit limit that fits your budget. Your payment history will be reported to all three major credit bureaus, helping you improve your credit rating.

Already Have a LOYALTY Credit Union Credit Card?

Log in to your membership account on our home page to:

• Make a payment

• View recent transactions

• View and print copies of statements

Apply for Limit Increase

Card Services

To report a lost or stolen Visa product/ATM card, call us immediately at (850) 474-0970 or (800) 375-2235 during business hours.

• Nights, weekends, and holidays call (866)820-4986 or (727)572-8822 (out of country)

• Card Activation: (800) 631-3197 

• Select PIN: (888) 886-0083

• Block a card due to possible fraud: (888) 918-7313

Visa Checkout

It's quick, convenient, and free to LOYALTY CU members with debit and credit cards!  

Visa Checkout optimizes your payment experience across channels and devices, empowering you to shop with confidence.

With Visa Checkout, there's no need for you to re-enter your payment details every time you make a purchase at any website where Visa Checkout is offered. Plus, you can securely store multiple cards and shipping addresses.

Enroll now in Visa Checkout!

 CURewards®

Earn rewards with each dollar you spend when you use your Visa Gold Credit Card to make a purchase. Those points will add up and can be redeemed for cash, gift certificates, or travel awards.