Personal Loans & Lines of Credit

Apply For A Personal Loan

Credit standards apply. Contact a LOYALTY Credit Union representative for details at (850) 474-0970 (option 2) or visit us.

Express Loan

Discover better financial solutions with the LOYALTY Express Loan.

We understand that life can sometimes present unexpected financial challenges, leading many residents to consider a payday loan. Unfortunately, these loans are often predatory and take advantage of people already in a bad financial situation. Payday loans come with extremely steep interest rates and short repayment terms, causing borrowers to spiral deeper into a cycle of debt.

Our Express Loan is a financially smarter alternative to a payday loan, providing immediate access to funds when facing unexpected expenses or emergencies.

Fishing Line of Credit 

Get all of your fishing gear for the season in one swoop without breaking the bank. You deserve to enjoy some quality fishing time on the water without stressing over the cost of gear.

We want to help you kick back and cast a line.

Available for advances in March and April only.***

Vacation Line of Credit

Well, it's time to think BIG and bank SMALL — as in small payments on the vacation of your dreams.

Family vacation to Disney? Anniversary cruise? Retirement road trip across the country? LOYALTY CU wants to get you moving! Get away today...and take up to a year to pay!

Available for advances in June and July only.***

Hunting Line of Credit 

You can purchase top-notch hunting gear, ammunition, and everything needed for an unforgettable hunting trip with our Hunting Line of Credit. Newbie or pro, load up your truck with help from LOYALTY CU!

Available for advances September through November only.***

Holiday Line of Credit

Whether you want to make someone's wish list come true, have travel plans for the holidays, or want a Christmas light display that makes all the neighbors jealous — We can help!

Available for advances in November and December only.***

Flexible Line of Credit

Never miss a super deal again.

Don't have cash readily available? Simply transfer the funds that you need from your Flexible Loan to your account and never miss out on a great deal again! If you forget to make that transfer and you've already written your check, we'll transfer from your Flexible Loan (up to your limit) to pay the check and won't charge a fee for that service!

Lifestyle Loans

Finance a Better Lifestyle with Personal Loan from LOYALTY CU

A Lifestyle Loan is a personal loan for just about anything that enhances YOUR lifestyle. Maybe you've had unexpected medical expenses that exceed your health insurance, maybe you'd like to adopt a child, or maybe you'd like to transform your boring old yard into an outdoor wonderland. From straighter, whiter teeth to the wedding of your dreams, LOYALTY CU has a financing plan to get your wishes granted.

***$29 application fee applies.

Apply for a LOYALTY CU Personal Loan Today!