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CHECKING


LOYALTY Credit Union Checking Accounts

Your checking account with LOYALTY CU is a flexible and convenient way to manage your household finances. Enjoy the freedom of unlimited check writing and the ease of tracking your account online or on your mobile phone. Direct deposit your paycheck and access your money 24 hours a day from thousands of ATMs worldwide.

The advantages of our Regular Checking account are:

  • Free starter checks at account opening

  • No minimum balance

  • No per check fee

Fresh Start Checking

  • Provides an account for members who need a second chance

  • Gives members experience in financial responsibility and helps build a positive relationship with the credit union

Regular Business Checking

  • Perfect for small business owners to keep track of their business finances apart from their personal accounts

Routing Number: 263281750


Card Services

Debit Card

It's Fast, Safe, Convenient, and Accepted at Millions of Visa Debit Locations Worldwide.

Cardholders can get through the checkout line quicker with their Visa Debit Card. You do not have to worry anymore about carrying cash or writing a check at the checkout counter. You can get in, get out, and get on with your life.

Debit Card FAQs

Cents-to-Savings

Make every LOYALTY CU Debit Card transaction count. Cents-to-Savings is a convenient and easy way to increase your savings automatically by making debit card purchases like you already do, such as buying groceries, getting gas, going out to dinner, and more!

To enroll in Cents-to-Savings, visit any LOYALTY CU office or complete and drop off an enrollment form at any office location.

Cents-to-Savings FAQs


Overdraft Service Information

Most of our members do not overdraw their accounts and incur fees; however, life doesn't always go according to plan, and overdrafts do sometimes occur. Without overdraft protection, your ATM and one-time debit card transactions may be declined if you attempt to make a transaction without sufficient funds. View FAQs.

Opt-in now by email at opt-in@loyaltycu.org. Please include your name and contact phone number in your email.